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Showing posts from July, 2020

Which Car Colour Is Best?

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Generally, the colour of the car a motorist chooses to buy is either down to personal preference, or has had no bearing on the purchase at all. Many people are prepared to sacrifice their favourite colour for a cheaper and more economical vehicle, or one for which they can get a lower cost car insurance quote. However, various studies, such as one undertaken by a research team from the University of Tilburg in the Netherlands in 2010, show that some colour vehicles are stolen less often (brighter colours like pink and orange), so this might be something which drivers take into account when browsing used car websites or showroom forecourts. Another colour-related study of vehicles by researchers from Monash University in Australia in 2007 showed that some drivers apparently put themselves at greater risk of suffering an accident due to the colour of their car's paintwork. Police data collected on 850,000 traffic accidents showed that black, grey, silver, red and blue vehicles were i

Life Insurance Needs Careful Planning, Focused Advice

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Post liberalization in 2000, there has been tremendous growth in the Indian insurance industry, more particularly so in the life segment. The total life insurance premium underwritten by the industry has grown from Rs. 26,250 cr. in FY 99-00 to Rs. 286,500 cr. in FY 10-11. India has the largest in-force policies in the world and is among the world's Top 10 largest insurance markets by collected premium. For the insurance sector, insurance penetration and insurance density are two important indications of its potential and performance. Total life insurance premium, which was just 1.4% of GDP in FY 99-00 before the industry opened up for private participation, has grown to 4.7% of GDP in FY 09-10, which is very healthy and comparable to many developed markets. The number of life insurance policies in force has also increased nearly 12 fold over the past decade. However, while the premium figures have gone up, the level of protection cover that Indian customers have is very low as com

Finding the Best Insurance Companies in India

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Planning for yourself and your family's future is very significant. Consider your hard-earned funds in investing and securing your family and loved ones. Nowadays, many people invest their money to various insurance plans from diverse insurance companies. Hence, there are numerous insurance companies that offer different income-generating investments. The Birla SunLife insurance is just one of the enumerable insurance companies in India  sbi life insurance 50,000 per year . Birla Sun Life Insurance is a joint business enterprise between Sun Life Financial Inc. and Aditya Birla Group. Sun Life Financial Inc. is a primary global insurance company, while Aditya Birla Group is a multinational corporation in India. Birla Sun Life Insurance is considered as the foremost company that offers financial solutions along with Business Continuity Plan. Thus, BSLI is an enterprise that established unique links of insurance resolutions in India. Hence, it has become a chief player in the trade wi

Car Insurance - An Explanation of UK Third Party Motor Insurance

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Third party car insurance offers you cover for any claim made against you, your driver if somebody else was driving or the registered owner of the vehicle. The road traffic act specifies that you are required to have a certain minimum amount of cover. All UK car insurance policies providing "third party cover" or more, will provide greater protection than the law requires. Whether you just have "third party only", "third party fire and theft" or "comprehensive" you will have this section. If you are to blame for causing an accident your insurer will pay for all sums of money that are awarded to those people (the third party) that you have killed or injured, or whose property you have damaged etc. This includes any legal costs incurred by either the victim's or your own solicitors  policybazaar car insurance | third party . This whole question of third party cover becomes somewhat more complex when you are a passenger in your own vehicle and i